4 Reasons Why You Should Invest on a Health Insurance Plan This Holiday Season

Since it’s the season for giving, here’s one gift that you should give yourself: good health. It’s a great opportunity to browse on a series of HMO companies in the Philippines and invest on a health plan as a gift not only for yourself but for your loved ones as well. Here are some reasons why you should avail your health insurance as early as today:

Low premium

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Just like any other kind of insurance, if you start out early, you will have lower premiums. What is a premium? Simply put, it’s the amount of money that an individual or business pays for an insurance policy. When you avail, one thing that you should consider is the waiting period. This protects members of the fund by ensuring that individuals aren't able to make a large claim shortly after joining and then cancelling their membership. Did you know that individuals above 60 years old have a longer waiting period? No better time to invest than now, right?


While You’re Still Able

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When you start now, while you still have good health, you have less health complications. This way, your chances of your health insurance policy getting rejected are slim. Don’t wait to get sick or injured before getting health insurance because it would be close to, if not, impossible. Why? Because the health costs are just too high. Think of it as an early Christmas present for yourself, your present family, and your future young ones.


It’s an investment

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Choosing the right HMO company here in the Philippines is choosing the right investment for your health. HMOs in the Philippines have a major role to play in organizing the health sector. These are institutions that administer managed healthcare for individuals/companies who are looking for self-financed health care plans. If you want to make the most of what you invested in, trust only the best. 



More options

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Speaking of trusted HMO companies, opt for the one that has plenty of options. And by options, I mean customizable features. Compare what each company has to offer. Make sure that the inclusions fit your budget and lifestyle. Do you plan to include your family? How about the emergency & preventive care benefits? Take these into consideration before settling for a plan.

Share the love this Holiday season. Start with investing in an HMO company here in the Philippines and give and receive the best gift ever!