4 Reasons Why You Should Invest on a Health Insurance Plan This Holiday Season

Since it’s the season for giving, here’s one gift that you should give yourself: good health. It’s a great opportunity to browse on a series of HMO companies in the Philippines and invest on a health plan as a gift not only for yourself but for your loved ones as well. Here are some reasons why you should avail your health insurance as early as today:

Low premium

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Just like any other kind of insurance, if you start out early, you will have lower premiums. What is a premium? Simply put, it’s the amount of money that an individual or business pays for an insurance policy. When you avail, one thing that you should consider is the waiting period. This protects members of the fund by ensuring that individuals aren't able to make a large claim shortly after joining and then cancelling their membership. Did you know that individuals above 60 years old have a longer waiting period? No better time to invest than now, right?

While You’re Still Able

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When you start now, while you still have good health, you have less health complications. This way, your chances of your health insurance policy getting rejected are slim. Don’t wait to get sick or injured before getting health insurance because it would be close to, if not, impossible. Why? Because the health costs are just too high. Think of it as an early Christmas present for yourself, your present family, and your future young ones.

It’s an investment

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Choosing the right HMO company here in the Philippines is choosing the right investment for your health. HMOs in the Philippines have a major role to play in organizing the health sector. These are institutions that administer managed healthcare for individuals/companies who are looking for self-financed health care plans. If you want to make the most of what you invested in, trust only the best. 

More options

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Speaking of trusted HMO companies, opt for the one that has plenty of options. And by options, I mean customizable features. Compare what each company has to offer. Make sure that the inclusions fit your budget and lifestyle. Do you plan to include your family? How about the emergency & preventive care benefits? Take these into consideration before settling for a plan.

Share the love this Holiday season. Start with investing in an HMO company here in the Philippines and give and receive the best gift ever!

10 Must Try Places When Celebrating the Holidays in Bacolod

Would you like to experience a gastronomic holiday celebration? Do you want to spend it on a cultural spree? How about celebrating it the traditional way? Whichever you prefer, Bacolod’s got it. A house for sale around Bacolod City would be pretty convenient especially during the holidays. Discover the wonder of Christmas in Bacolod with these 10 spots:

Must Try Restaurants

Chicken House

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Bacolod’s chicken inasal is on the top of the list because who goes to the ‘City of Smiles’ without having a taste of their renowned delicacy? Chicken House is one of the restaurants that offers the most delectable chicken inasal dishes.

Ading’s Pala Pala

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Aside from the inasal, Bacolod is also home to mouthwatering seafood dishes. The fun thing in Ading’s Pala Pala Restaurant is you can bring raw food (from the Pala Pala market) into the diner and they will cook it for you. This seafood haven will make it mandatory to splurge on food during the Yuletide season.

Pendy’s Snack Bar and Restaurant

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Pendy’s is one of the oldest restaurants in Bacolod City. It has been an institution when it comes to pasalubongs. Their Napoleones and La Paz Batchoy are your holiday gastronomic comfort food. Grab that house for sale in Bacolod now and get to experience these lip-smacking treats anytime you want.

Tyrol Restaurant

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If you love going on a food adventure, you’re in luck! The city is filled with great food hubs both locally and internationally. If you’d like a slice of Austria, Tyrol Restaurant will give you a multitude of appetizing Western food. Bacolod is a place where you live and never have to leave.

Must Try Cultural Hubs

Jojo Vito Designs Gallery

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The gallery is known to house the mask collection of artist Jojo Vito. It also provides a diverse cluster of souvenirs that truly reflect the ‘City of Smiles’. The items are made from the unique materials of the region. It is not your ordinary souvenir shop; you can also take part in activities like painting your own mask and attending art classes.

The Negros Showroom

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Aside from being a business center, it also serves as a museum that shelters the best of Negrense products. Masks, shirts, jewelry and furniture are just some of its featured attractions. You can easily celebrate the holidays by taking a stroll along the city’s cultural and artistic lanes.

J & L Maranon Art house

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This peculiar house is an architectural classic. The exterior wouldn’t make you think that this is an actual house. Be warned: the inside of the house is even more eccentric. The interior is filled with Terracotta statues and Greek mythology sculptures. If you like an unconventional holiday trip, this architectural masterpiece is for you. If ever this Bacolod house would be for sale, would you buy it?

Negros Museum

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If you want a preview of Bacolod’s rich history, Negros museum is the proof of it. A historical and cultural landmine, this glorious museum is a different but amusing way to bring on the holiday spirit. The uncommon thing about the museum is, instead of focusing on the artwork and artifacts; they pay attention on the complex stories and lives of the people that make up the stories.

Must Try Christmas Attractions

Bamboo Tonogbanua’s Christmas Village

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During the Christmas season, this Christmas village is the most sought-after destination in Bacolod. It features a collection of miniature Christmas houses and objects. Bamboo Tonogbanua, the artist and designer, opens his home every day during December. This is his way of spreading the holiday cheer.

Dizon-Ramos Museum

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It is the ancestral home of Raymundo L. Dizon and Hermelinda V. Ramos. The history museum usually displays ornaments during the 50s such as antiques, paintings, furniture, silverwares and porcelain angels and dolls. When the ‘ber’ months arrive, the display objects shift to Christmas decors.


Here are just some of the beautiful places to spend the holidays in the illustrious city. Purchasing a house for sale in Bacolod now is pretty convenient since the holidays are just around the corner, and because the year is almost coming to an end, prices might just be favorably lower, too!